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Plastic Surgery Financing Options Made Simple

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May 20, 2025

Investing in yourself is one of the most empowering decisions you can make, and for many, plastic surgery can be a life-changing step toward feeling more confident and in control of their appearance. But let's be honest, plastic surgery is no small expense. Fortunately, there are flexible financing options that make achieving your desired look more accessible than you might think. At the Centre for Plastic Surgery, we've partnered with trusted financial institutions to help you create a payment plan that fits your goals and budget.

Here’s how you can finance your procedure and take the next step in your self-investment journey.

Woman enjoying results of her financed plastic surgery with a confident smile”

How to Afford Your Plastic Surgery

At the Centre for Plastic Surgery, we understand that covering the cost of surgery out of pocket may not be doable for everyone. That’s why we’ve partnered with reputable financing providers like PatientFi®, Lake Michigan Credit Union (LMCU), CareCredit®, and M-Lend Financial. Whether you prefer to pay entirely from your savings, explore financing options, or use a combination of both, we make it easy for you to get started on your transformation.

The cost of surgery at our center is inclusive, covering surgeons’ fees, facility fees, anesthesia, office visits, and surgical garments (if needed). This transparent pricing ensures there are no hidden surprises, helping you plan with confidence.

Now, let's explore the options that turn your dream procedure into an affordable reality.

1. Medical Credit Cards

CareCredit® acts like a credit card but is dedicated exclusively to medical expenses. Here’s why it’s such a fantastic option:

  • Flexible financing options with convenient monthly payments
  • Used for multiple procedures or follow-up appointments
  • Makes it possible to achieve your health and beauty goals sooner

With CareCredit®, you don’t have to put your dream results on hold. It’s an easy and reliable way to manage the cost of your procedure while staying financially comfortable.

M-Lend Financial has over 20 years of experience in patient financing. Offering everything from 0% interest credit cards (12 to 21 months) to longer fixed-rate loans, M-Lend provides tailored solutions for patients. Their process is simple and streamlined, designed to get you the funding you need without unnecessary hurdles.

2. Personal Loans 

If you'd prefer personal loan options, our trusted partners can help. PatientFi® is a company that specializes in medical lending. Their patient-first approach, offers:

  • 0% interest plans or competitive fixed rates as low as 6.99% with terms up to 72 months
  • No hard credit check or upfront cost to sign up
  • Payments that only start when you confirm your surgery date

This flexibility allows you to say “yes” to the procedure you’ve been considering, without committing to anything prematurely. PatientFi® is here to make cosmetic financing simple and stress-free.

We also partner with Lake Michigan Credit Union (LMCU), a trusted local institution and their Signature Personal Loan program, which offers:

  • A guaranteed fixed rate and payment
  • No application fees or pre-payment penalties
  • No collateral required

By choosing LMCU, you can access local financing with terms designed to fit your financial needs.

3. Payment Plans

Some patients opt for a hybrid method, combining savings with financing for more manageable monthly payments. Whether you choose a credit option, a personal loan, or a combination of both, having flexible payment plans empowers you to move forward with confidence.

Why Choose Our Financing Partners?

We’ve carefully selected our financing partners for their reputation, reliability, and focus on customer experience. Each partner offers flexible options, transparent terms, and proven records in helping patients achieve their medical goals. You’re not just another number; you’re a valued individual taking a big step, and our partners are here to make it as easy and comfortable as possible.
Benefits of Financing Your Procedure

  • Accessibility: Spread the cost of surgery across manageable payments.
  • Flexibility: Choose from 0% interest plans, low fixed rates, or longer-term options.
  • Peace of Mind: Work with trusted partners who prioritize your financial well-being.

By removing financial barriers, these options allow you to focus on your transformation without unnecessary stress.

couple meeting with surgeon after making a decision to finance plastic surgery

Take the First Step Toward Your Dream Look

Financing your plastic surgery doesn’t have to be overwhelming. With plans that fit your budget and lifestyle, you’ll be one step closer to achieving your aesthetic goals. Whether you’re ready to apply for financing or just exploring options, our team is here to guide you every step of the way. Remember, this is an investment in you. The benefits of improved confidence, comfort in your appearance, and the joy of achieving your goals are absolutely priceless.

Contact Us Today

Have questions or need guidance on the best financing option for your needs? We’re here to help! Reach out to us by calling 616-454-1256 or filling out our simple contact form to connect with our friendly team. Together, we’ll start a conversation that sets you on the path to transformation, helping you take charge of your confidence and achieve your goals.

Contact Us Now

Your dream transformation is more attainable than you think. Take action today, and let’s make it happen together.

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