Affordable Financing Options

Achieving your desired look may be more affordable than you think, thanks to our trusted financing partners—Patientfi®, Lake Michigan Credit Union, CareCredit®, and M-Lend Financial. Each partner offers flexible financing options that include 0% interest plans, fixed-rate personal loans, medical credit cards, and more. With these tailored financing solutions, achieving your cosmetic dreams is closer than ever!

PatientFi®

Say “yes” to the surgical procedure you’ve been dreaming about with help from our newest partner, PatientFi®. They make treatment more attainable through flexible monthly payment plans built around your budget. Choose a 0% interest option or a competitive fixed rate as low as 6.99%—whatever fits your life best.

The process couldn’t be simpler. There are no hard credit checks, no commitment, and no cost to sign up. Payments only begin once you’ve confirmed your treatment and selected your low monthly plan, so you can move forward with confidence and comfort. It’s an easy, stress-free way to invest in yourself.

Lake Michigan Credit Union

We are proud to offer local financing through Lake Michigan Credit Union (LMCU). Eligible patients can benefit from an LMCU Signature Personal Loan, which features:

  • A guaranteed fixed rate and payment
  • No application fees
  • No pre-payment penalties
  • No collateral requirements

CareCredit

With CareCredit®, you don’t have to put your health and beauty goals on hold. Operating like a credit card but exclusive to healthcare services, CareCredit® offers flexible financing options with convenient monthly payments. This makes it easier to manage the cost of procedures and treatments. You can use your card repeatedly for follow-up appointments or different procedures, helping you achieve your cosmetic goals.

M-Lend Financial

For over 20 years, M-Lend has specialized in patient financing options. Whether you need a 12 to 21-month 0% interest credit card or a fixed-rate loan over a longer term, M-Lend will find the right product for you. To start the application process, click the “inquire now” button to start the inquiry process or call 888-474-6231.

Billing Insurance

We are currently accepting patients with Priority Health, Blue Cross Blue Shield, and Medicare plans. Please note that cosmetic enhancements are typically not covered by insurance, making it essential for patients to discuss their specific concerns and the potential insurance implications with their surgeon. You may need to provide documentation to your insurance company for prior authorization or reimbursements for services rendered. It is advisable to thoroughly review your insurance policy and discuss any questions about billing insurance with our office before proceeding.

Terms & Conditions

Centre for Plastic Surgery complies with applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. 

Full payment for cosmetic surgery is required 14 days prior to any scheduled procedure. A deposit of 25% of your total procedure cost or at least $1,000 will be charged at the time your surgical appointment is scheduled. Payment for other products and services is due at the time the service is rendered. We accept personal checks or cash, as well as all major credit cards, including Visa, MasterCard, Discover, and American Express.  

Please note that most insurance companies do not cover the cost of elective cosmetic procedures, and elective services will not be billed to any third-party insurer.