Affordable Financing Options

PatientFi®

Discover financial flexibility with our newest partner, PatientFi®! They offer a range of financing options tailored to your needs. Whether it's a 0% interest plan or a competitive fixed rate as low as 6.99%, PatientFi is here to help you say "yes" to the elective procedures you've been considering. By partnering with leading healthcare practices, they eliminate financial barriers, providing patient-friendly monthly payment plans. What makes PatientFi stand out? The process is remarkably simple—no hard credit checks, no commitment, and absolutely no cost to sign up. Payments only begin once you confirm your treatment and financing period, making it easier than ever to manage your healthcare expenses comfortably.

Lake Michigan Credit Union

We are proud to offer local financing through Lake Michigan Credit Union (LMCU). Eligible patients can benefit from an LMCU Signature Personal Loan, which features:

• A guaranteed fixed rate and payment
• No application fees
• No pre-payment penalties
• No collateral requirements

CareCredit

With CareCredit®, you don’t have to put your health and beauty goals on hold. Operating like a credit card but exclusive to healthcare services, CareCredit® offers flexible financing options with convenient monthly payments. This makes it easier to manage the cost of procedures and treatments. You can use your card repeatedly for follow-up appointments or different procedures, helping you achieve your cosmetic goals.

M-Lend Financial

For over 20 years, M-Lend has specialized in patient financing options. Whether you need a 12 to 21-month 0% interest credit card or a fixed-rate loan over a longer term, M-Lend will find the right product for you. To start the application process, click the button below to start the inquiry process or call 888-474-6231.

Billing Insurance

We are currently accepting patients with Priority Health, Blue Cross Blue Shield, and Medicare plans. Please note that cosmetic enhancements are typically not covered by insurance, making it essential for patients to discuss their specific concerns and the potential insurance implications with their surgeon. You may need to provide documentation to your insurance company for prior authorization or reimbursements for services rendered. It is advisable to thoroughly review your insurance policy and discuss any questions about billing insurance with our office before proceeding.

Terms & Conditions

Centre for Plastic Surgery complies with applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. 

Full payment for cosmetic surgery is required 14 days prior to any scheduled procedure. A deposit of 25% of your total procedure cost or at least $1,000 will be charged at the time your surgical appointment is scheduled. Payment for other products and services is due at the time the service is rendered. We accept personal checks or cash, as well as all major credit cards, including Visa, MasterCard, Discover, and American Express.  

Please note that most insurance companies do not cover the cost of elective cosmetic procedures, and elective services will not be billed to any third-party insurer.